Next Big Investment: A Million-Dollar Flip


I’ve just read another article today confirming that the investors market is really heating up and changing.  Specifically the market I work in-The Luxury Flip.

I’ve found that for the first time in 6 or 7 years investors are writing checks for investment property of all values however the number of investors fighting for the lower end price point make it all but impossible to make a prudent deal.

The investors that I work with who are willing to take the risk,spend the money on the initial purchase and the higher renovation costs are seeing a greater return on their investment. The DOM are getting better every day and the bidding wars have been fantastic! This is definitely in my opinion the arena to be working in with todays investor.

Dianna Ivanov




The Oakland Farmers Market will be here again soon!-Volunteers still needed!

So Happy to announce that my lovely town of Oakland NJ is gearing up for this years Farmers Market.

They’re looking for Volunteers.

This notice taken right from their website explains how to get involved!

See you there. This is a great way to meet your neighbors and be a part of this amazing town.

The Oakland Farmers’ Market is looking for volunteers for the 2013 Season. As well as attending Saturday markets on a rotating schedule, market volunteers will have assignments to head up a specific facet of the market (music, crafters, food vendors, artists, non profit organizations, special events, marketing). If you have what it takes to help the market grow and flourish, please contact and we will get back to you.

Please contact us SOON if you are interested – in just a few short weeks we will begin contacting market vendors for the season. Thanks !!

 Oakland Farmers Market 2013 Season

The Spring Real Estate Market starts TODAY!

Bank of America economist Michelle Meyer wrote today that while we are seeing an improvement in new home sales, the housing supply’s are very tight and if we don’t see a greater supply of homes in the housing market, it will have an upward pressure on home prices.  BAML expect home prices to rise by 4.7% in 2013

Low inventory of homes on the market seems to be prevalent in many desirable areas. Inventory levels, the amount of time it would take to sell all existing homes on the market without any new homes being added, are dropping below normal.

This coupled with changes in FHA guidelines make the right time to buy a new home NOW.

Federal Housing Administration announced a series of changes:

Two important changes will be that FHA will Increase its annual mortgage insurance premium (MIP) requirement for new mortgages for case numbers assigned on or after April 1st 2013.

The new requirement will be for FHA borrowers to continue paying annual premiums FOR THE LIFE OF THE LOAN. This  means most borrowers will never get out of paying the mortgage insurance which current drops off when the loan reaches a 78% LTV and they have been paying it for 5 years.  Although statistically most borrowers are not in a mortgage more than 5- 7 years with rates at historic lows this time frame is expected to increase.  On a 150k loan a borrower would pay $168 per month for mortgage insurance the entire life of the loan.

The Bottom Line- Realtors working with FHA borrowers and buyer obtaining FHA financing should work to get an accepted offer over to their lender priorto April 1st, 2013  to avoid these increase. Better yet put 5% down and get a conventional loan to avoid the high mortgage insurance associated with FHA financing!

As a home owner if you’ve been thinking about selling in the coming spring market, it’s here and it’s now! Invite your local Realtor over for a look, have them give you current market information and statistics and an accurate price to SELL not just list  your home in todays market!. Your Realtor can also give you a list of things you’ll need to do in order to get your home ready to show. You’ll want to spiff the place up a bit!

Once your home is priced correctly and have it looking it’s best you can expect to see more traffic and an increase in multiple offers.

If you’re not seeing the traffic and haven’t received the offers, now’s the time to make adjustments. In order to take advantage this very busy and very exciting time in Real estate NOW is the time to get started!

Best of Luck!

Dianna Ivanov

Keller Williams Village Square

257 East Ridgewood Ave

Ridgewood, NJ 07450



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